STATE OF ALABAMA
COUNTY OF DEKALB
MORTGAGE
FORECLOSURE
NOTICE
DEFAULT HAVING BEEN MADE in the payment of the indebtedness secured by that certain mortgage executed by JERREL TERRELL a/k/a JERRELL TERRELL, a married man, the mortgagor, to THE CITIZENS BANK OF VALLEY HEAD, the mortgagee, which mortgage is dated November 16, 2001, and was recorded on November 16, 2001 at 3:26 p.m. in Mortgage Book 995, Page 17 in the Office of the Judge of Probate, DeKalb County, Alabama; and certain mortgage executed by JERREL TERRELL a/k/a JERRELL TERRELL and wife, SANDRA TERRELL, the mortgagors, to THE CITIZENS BANK OF VALLEY HEAD, the mortgagee, which is dated May 13, 2003, and was recorded on May 18, 2004 at 3:06 p.m. in Mortgage Book 1215, Page 257 in the Office of the Judge of Probate, Dekalb County, Alabama;
AND DEFAULT CONTINUING, notice hereby is given that under the power of sale contained in said mortgage, I will, on behalf of Merit Bank, as successor in interest to The Citizens Bank of Valley Head, proceed to sell on April 14, 2020, during the legal hours of sale; to-wit: 11:00 o’clock a.m. to 4:00 o’clock p.m., in front of the main entrance door to the DeKalb County Courthouse in Fort Payne, Alabama, to the highest, best, and last bidder for cash, the following described real estate situated in DeKalb County, Alabama, and described as follows:
Commencing at the intersection of the Southern ROW of Lake Road and the Eastern ROW of Andrew Lee Drive near the NW corner of the NW ¼ of the NW ¼ of Section 7, Township 5 South, Range 9 East, Dekalb County, Alabama and run South 01 Deg. 90 Min. East 300 feet along said ROW for Andrew Lee Drive for a point of beginning; thence continue along said ROW South 01 Deg. 09 Min. East 150 feet; thence North 89 Deg. 48 Min. East 499.96 feet; thence North 01 Deg 09 Min. West 149.24 feet; thence South 89 Deg. 53 Min. West 499.98 feet to the point of beginning.
Said sale is for the purpose of securing payment of the indebtedness secured by said Mortgages, together with the costs of foreclosure.
***Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
WILSON & SCOTT, LLC
Attorneys for Mortgagee
/s/ Nikki P. Scott
411 Alabama Avenue, Southwest
Fort Payne, Alabama 35967
Tel: (256) 845-7000 / Fax: (256) 845-6333
Publish: March 12, 2020; March 19, 2020; and March 26, 2020.
Mountain Valley News